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Ownyourdreamcondonanghindinagugutom

Budgeting doesn't need to feel like tipid-mode torture. With Savio, we make it easy (and rewarding) to save.

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About Savio

Your AI finance buddy — simple, supportive, and frugal-friendly

Savio is a warm, chat-based personal finance app that predicts your savings timeline, tracks recurring expenses, and keeps you accountable with friendly reminders.

We're on a mission to make financial wellness feel doable and human — especially for young adults balancing bills, goals, and life's surprises.

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The Problem

Most budgeting apps feel cold or too complex.

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Our Solution

A friendly finance coach that guides you one chat at a time.

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Who It’s For

Young professionals who want clarity, not spreadsheets.

Money management, pero chill lang

For budgeters, goal-getters, and everyone in between

Plan & Goals

Accounts

Budget & Bills

Savio

Know when you’ll reach your goal

Know when you’ll reach your goal

See exactly how long it’ll take to hit your target—whether it’s a new iPhone or a trip to Boracay. Coach can even help speed it up (without killing your luho)

Swak sa totoong buhay

Built for how Pinoys actually manage money

From weekly bills to 13th month bonuses, Savio keeps you on track—kahit 'di ka finance expert

Chat with Savio

Your friendly finance coach. Ask, rant, or let Savio handle the boring stuff.

Chat with Savio

Goal Timeline Estimator

See when you'll hit your goals (and how to get there faster).

Chat with Savio

Monthly Balances

Watch your money flow—banks, wallets, cash—lahat in one screen.

This month’s balance

₱ 10,000

Bill Reminders

No more late fees. We'll ping you before anything's due.

Time to pay your water bill!

₱ 10,000

Don't know what to do next?

Let Savio help you decide

Need a budget?

No idea where to start? Just list your bills and Coach will build a simple, personalized budget for you—walang stress.

Need a budget?

Behind a goal?

Falling behind? Coach can tweak your plan—shift a bit weekly, and you'll hit your goal months faster. Simple lang!

Behind a goal?

Want to save more?

Gusto mong mag-ipon pa? Coach can help you save in small, easy steps—₱100 every few days adds up fast!

Want to save more?

What You Can Do with Savio

Plan, track, and grow — one chat at a time

Savio helps you stay on top of your finances without overwhelming you. Input your recurring expenses, set savings goals, and chat with your built-in coach to get personalized reminders, timeline predictions, and motivation along the way.

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Who’s Building Savio

A team of Filipinos who care about financial wellness

Savio was founded by a team of startup-minded creatives who’ve worked across design, strategy, and tech. We’ve seen firsthand how intimidating personal finance can feel — so we’re creating a softer, smarter alternative.

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Theo Roque

Founder & CEO at Howdy, an AI-first Dev Studio | Championing Financial Literacy through Savio (an AI Financial Coaching App) | AIM MIB Candidate

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Criztian Jade M Tuplano

Full-Stack Developer | Next.js & Laravel Specialist | Building Scalable Web Apps.

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Jolo Adlong

I design for tech startups and help them convert free users to paying subscribers UIUX Design UX Research No Code Dev

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Bernard Mendoza

Influencer Marketing | Executive Office | Business Development | Content Creation | Social Media Management | Community Engagement

Don't know what to do next?

Your personal finance team, packed into one friendly app

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AI

AI

Finance

Finance

Tax

Tax

Banks

Banks

Insurance

Insurance

Loan

Loan

Investment

Investment

Product Finder

Product Finder

Expert Escalation

Expert Escalation

Insights

Insights

Notifications

Notifications

Goals

Goals

AI

AI

Finance

Finance

Tax

Tax

Banks

Banks

Insurance

Insurance

Loan

Loan

Investment

Investment

Product Finder

Product Finder

Expert Escalation

Expert Escalation

Insights

Insights

Notifications

Notifications

Goals

Goals

AI

AI

Finance

Finance

Tax

Tax

Banks

Banks

Insurance

Insurance

Loan

Loan

Investment

Investment

Product Finder

Product Finder

Expert Escalation

Expert Escalation

Insights

Insights

Notifications

Notifications

Goals

Goals